Loan Interest Rates


w.e.f. 01.09.2020

Loan Type Upto Rs 10.00 Lakh Above Rs 10.00 Lakh to 25.00 Lakh Above Rs 25.00 Lakh to 34.99 Lakh Above Rs 35.00 Lakh to 49.99 Lakh Rs 50.00 Lakh to 74.99 Lakh Rs 75.00 Lakh to 99.99 Lakh Rs. 100.00 Lakh and above
C.C.Limit 11.25% 10.25% 9.75% 9.75%  09.25% 9.00% 8.00%
Property Mortgage Limit 11.75% 11.25% 10.00% 9.75% 09.25% 9.00% 8.00%
Property Mortgage Loan 11.75% 11.25% 10.00% 9.75% 09.25% 9.00% 8.00%
Long term/ Medium term.Loan 12.00% 11.00% 10.00% - 10.00%   -
Personal Loan (without MORTGAGE) 12.00% - - - -   -
Personal Loan ( with MORTGAGE) 12.00% - - - -   -
Vehicle Loan (Personal use without MORTGAGE Upto 3.00 Lakh) 09.00% - - - -   -
Vehicle Loan (Personal use with MORTGAGE Upto 3.00 Lakh) 09.00% 09.00% 09.00% - 09.00% - -
Vehicle Loan (Business Vehicle with MORTGAGE ) 10.00% 10.00% 10.00% - 10.00% - -
Long term Dhanvarsa Loan 12.00% 12.00% 12.00% - 12.00% - -
Loan Against N.S.C/K.V.P./L.I.C. 10.50% 10.50% 10.50% - 10.50% - -
Sukh Samridhi Limit 11.75% 11.25% 10.00% 9.75% 09.25% 9.00% 8.00%
Sr.Citizen Anupam Loan 12.00% - - - -   -
Medical Surgery Reimbursement Loan 12.00% - - - -   -
Urban Medi Composite Loan 12.00% 11.50% 10.25% 10.00% 9.50% 9.25% 8.75%
Urban Medi Composite Limit 12.00% 11.00% 10.00% - 10.00% - -
Composite Loan 11.75% 11.25% 10.00% 9.75% 09.25% 9.00% 8.00%
Loan Type (w.e.f. 1/5/20)   up to Rs.15 Lakh Above Rs.15 Lakh & up to Rs.49.99 Lakh -  Rs.50 Lakh & above  - -
House Loan(Residential)   8.50% 8.25% - 8.00% - -
House Loan(Commercial)   10.50% 9.50% - 9.25% - -

Please contact to our nearest Branch for more detail.

What's new
  • UPI facility has been launched NEW
  • Miss-call on 9909962821 for Balance inquiry.
  • Download Mobile Application from PLAY STORE or APP STORE for fund transfer and various banking facilities..
  • Interest rate has been revised on advances as on 1st of April 2020.
  • RTGS / NEFT / IMPS facility available.